What Are Dave's Baby Steps?
The Baby Steps are Dave's proven method for financial freedom!
Baby Step 1: Save $1,000 for your starter emergency fund
Baby Step 2: Pay off all debt (except the house) using the debt snowball
Baby Step 3: Save 3-6 months of expenses in a fully funded emergency fund
Baby Step 4: Invest 15% of your household income in retirement
Baby Step 5: Save for your children's college fund
Baby Step 6: Pay off your home early
Baby Step 7: Build wealth and give