393 Red Cedar Street,
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Chartered Advisor in Philanthropy® (CAP®)
Retirement Income Certified Professional® (RICP®)
Certified Kingdom Advisor (CKA®)
Chartered Financial Consultant® (ChFC®)
Chartered Advisor in Senior Living® (CASL®)
Chartered Life Underwriter® (CLU®)
We understand those terms can be confusing. Below is a description of each of those designations.
CERTIFIED FINANCIAL PLANNER (CFP®)
A certified financial planner is an individual who has received a formal designation from the Certified Financial Planner Board of Standards. CFP is a formal recognition of expertise in the areas of financial planning, taxes, insurance, estate planning, and retirement.
The Chartered Advisor in Philanthropy® (CAP®) designation provides full time philanthropists, coordinators, and wealth advisors with a common body of knowledge and a shared credential, enabling them to collaborate effectively with clients on legacy planning.
A retirement income certified professional specializes in retirement income planning. The designation is given to professionals who complete the RICP training program offered by the American College of Financial Professionals. RICPs help retirees and near-retirees use the assets they have accumulated for retirement sustainably.
A Certified Kingdom Advisor (CKA) offers financial services with a Christian perspective to help clients plan their finances in accordance with Christian values. The CKA designation is issued by Kingdom Advisors, an organization that offers training and a community to financial professionals interested in integrating Christian faith and practice.
Advanced financial planning for every person and every need: that’s the credo of the Chartered Financial Consultant® (ChFC®) designation. The ChFC® program covers a must-have list of requirements for financial advisors, from knowledge on tax and retirement planning to special needs advising, wealth management, insurance, and more.
Chartered Advisor for Senior Living (CASL) is a professional designation for individuals whose advice helps older clients achieve financial security. A CASL certification is often held by financial advisors who have demonstrated a commitment to helping clients who are middle-aged and older achieve and preserve financial security through wealth management, wealth preservation, and wealth transfer planning.
A Chartered Life Underwriter® (CLU®) is a financial professional with extensive knowledge of the life insurance industry and the underwriting process. In most states, a CLU® designation exempts you from pre-licensing education and underwriting certification requirements. This means a CLU® has obtained a level of life insurance expertise that exceeds general insurance and basic life insurance underwriting requirements.